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About SME Loan

When an entrepreneur faces the arduous task of getting financing to face the initial investment that every business requires, on many occasions he encounters the rejection of the lenders because they do not understand the idea of the entrepreneur well and do not see it as a viable business.

It is clear that when it comes to getting loans for SMEs know how to present the project and demonstrate that this will be profitable and, consequently, will enable the borrower to repay their loans, is absolutely fundamental.

Our core focus areas are focus in Small business entity, small medium enterprise companies and other SMEs. Our small business loans are easy to get and support their business plan growth.

Click the button below to apply for a SME loan today.

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Disclaimer & Notes

Before applying for one of our loan programs, please have a look at our disclaimer & notes. Please note that these are subject to changes and we have the final say before releasing the funds.

SME Loan

Notes:

1. This product is only applicable for customers in or under employment.

2. Information provided will be used to process SME Loan application.

Disclaimer: Please note the results from this SME loan calculator in relation to interest rate and monthly installment payable is indicative only, subject to change and should be used as a guide only. Results do not represent approval of the loan and is subject to Loancompany credit and other assessment.

Need to know more about our SME loan?

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Features of SME Loan

Our business loan program is a great option for business people who need monetary boost for SME purposes.

Choose your amount

Choose your loan amount from RM100 to RM150,000. All charges are communicated up front in writing along with interview.

Decide your tenure

Choose the length of your program and pay off your loan according to your financial capabilities and your schedule.

Enjoy the best rates

Our loan interest rates are updated daily and our charges are very attractive and competitive to other loan programs.

Faster Loan Approval

Our loan approval can be completed as quick as possible (etc. 3 hours) to release the funds of your loan.

SME Loan-Required Documents

Any salaried, self-employed or professional person working in public or private companies and government sector employees, including the public sector, is eligible for a SME loan.

Residency

Must have a Malaysian identity card (IC) or Malaysian visa document.

Income/Salary

Minimum Net Monthly Income: RM 2,000

Information

Any business registered with ROC (SSM) accompanied with a 3 month bank statement are welcomed.

Frequently Ask Questions

Before getting in touch us, please see the FAQ to see whether your question has been answered by us.

You can find out your outstanding balance by contacting us through our email or our phone number.

If you have a variable rate loan, you can pay it off early by making early or extra repayments. This could save you money on the interest you pay.

With a fixed rate loan, if additional payments are made, an early repayment fee will be applied. You may also incur early repayment costs. Please read our loan terms and conditions to see how this is calculated.

If you can’t make a loan repayment, please call us immediately to discuss the matter and see if we can come to a financial arrangement. We may be able to look at temporary payment options to help you manage your loan.

Yes, it does. We calculate interest according to the outstanding balance on your loan. If you miss a repayment, your outstanding balance does not reduce as scheduled on your original loan agreement.

You may also have to pay a Late Payment Fee if any part of that repayment is five days late or more. The Late Payment Fee is also charged every subsequent 30 days that repayments are overdue.

Get a Quote

Get an estimate of your SME loan with our calculator below. Once you are ready, contact us today!

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